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FAQs: In-app investments

Common questions on in-app HSA investments with Benepass

Updated over 3 weeks ago

Overview

In-app investments

A built-in investment experience inside the Benepass app that lets you view balances, set allocations, and track performance without leaving Benepass.

Can I invest in any security that I want?

Investment options are selected by your employer to ensure the available options fit your company’s goals.

Does Benepass charge fees for investing?

There are no employee administrative fees charged by Benepass for in-app investments.

Note that some funds may carry their own expenses, such as an expense ratio, which is standard across the investment industry, and trading may be subject to financial or regulatory fees not governed by Benepass.

What is the minimum to start investing?

To begin investing, you need at least $125 in your HSA. Investments are made in increments of $25 or more, and at least $100 must remain in your account after investing.

How long does it take to withdraw funds from investments?

Sell orders are processed during normal market hours and settle according to standard timelines. Funds are typically available in 2–3 business days after the withdrawal is submitted. This timing is consistent with investment industry norms.

What happens if I leave my employer?

Your HSA and its associated investment account remain yours in the event that you leave your employer, and you’ll be able to continue managing your investments.

New investment options may change over time if your employer makes updates.

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