Overview
In-app investments
A built-in investment experience inside the Benepass app that lets you view balances, set allocations, and track performance without leaving Benepass.
Can I invest in any security that I want?
In-app investments are built around a curated set of options designed for HSAs, rather than individual stock picking. This approach helps keep the experience simple and diversified, while always including a cash option for flexibility.
Does Benepass charge fees for investing?
There are no administrative fees charged by Benepass for in-app investments. You can invest with confidence knowing the full amount you allocate goes into your portfolio.
Some funds may carry their own expenses, such as an expense ratio, which is standard across the investment industry.
What is the minimum to start investing?
To begin investing, you need at least $125 in your HSA. Investments are made in increments of $25 or more, and at least $100 must remain in your account after investing.
How long does it take to withdraw funds from investments?
Sell orders are placed immediately when you request a withdrawal. After market settlement and bank transfer, funds are typically available in 2–3 business days. This timing follows standard investment and banking processes.
What happens if I leave my employer?
Your HSA and its associated investment account remain yours in the event that you leave your employer, and you’ll be able to continue managing your investments.
New investment options may change over time if your employer makes updates.