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Managing your portfolio (in-app investments)

Choose how to invest your HSA by setting percentage allocations across the available investment options enabled by your employer.


Overview

In-app investments

A built-in investment experience inside the Benepass app that lets you view balances, set allocations, and track performance without leaving Benepass.

Benepass offers a built-in way to invest the funds in your Health Savings Account (HSA).

Who has access?

Setting allocations

You choose how to invest your HSA by setting percentage allocations across the available investment options enabled by your employer.

To set your portfolio allocation:

  1. Log in to your Benepass account on web or mobile

  2. Navigate to your HSA account page

  3. Click on the “Update %’s” button on the top right of the “Portfolio” section

  4. Enter your desired allocations

When entering your allocations, keep in mind:

  • Rebalancing may occur during market hours on the current or next trading day

  • Allocations must be whole numbers between 0 and 100

  • Total allocations must add up to 100%

  • You can change your allocations at any time in the Benepass app

  • Investing involves risk, including the possibility of loss

Automatic rebalancing

Your allocation update sets a target for your portfolio. If your portfolio drifts more than 10% from your chosen targets, it will automatically rebalance to help bring it back in line.

Rebalancing is not immediate or on-demand. It may occur during market hours on the current or next trading day.

What this means

You stay in control of your portfolio, and Benepass keeps it aligned automatically over time.

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