The following is a summary of common expenses claimed against Health Savings Accounts (HSAs). IRS eligibility updates regularly. This list is not comprehensive and does not guarantee reimbursement. It's meant to serve as a guide only.
For a more thorough list of eligible items and services, The HSA Store maintains an up-to-date list.
Common IRS-qualified medical expenses:
Acupuncture
Birth control
Breast pumps and lactation supplies
Chiropractor
Deductible costs
Dental care
Doctor’s office visits and co-pays
Eye exams
Fertility treatment (including in-vitro fertilization)
Glucose Monitors and supplies
Hearing aids and batteries
Inpatient hospitalization
Insulin
Laboratory fees
Over-the-counter medicine
Physical therapy
Prescription medication
Psychiatric care
Speech therapy
Surgery, excluding cosmetic surgery
Vaccines
Walking aids
Common over-the-counter (OTC) medicines:
Examples include, but are not limited to:
Allergy and sinus medicine
Anti-diarrheal medicine
Antifungal or anti-itch products
Cold and flu medicine
Laxatives or stool softeners
Lice treatments
Motion sickness medicines
Nasal sprays or drops
Ointments for cuts, burns or rashes
Pain relievers, such as aspirin or ibuprofen
Sleep aids