Every year, the IRS will determine the maximum election amount.
2024 Contribution Limits
For 2024, employees with a Health Saving Account (HSA) may elect to contribute up to an annual maximum of:
- $4,150 for self-only coverage
- $8,300 for family coverage
2023 Contribution Limits
For 2023, employees with a Health Saving Account (HSA) were able to elect to contribute up to an annual maximum of:
- $3,850 for self-only coverage
- $7,750 for family coverage
Keep in mind that HSA funds roll over from year to year if you don't spend them. Additionally, an HSA may earn interest or other earnings, which are not taxable.
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