Health Savings Account (HSA) 101

How much can I elect under my Health Savings Account (HSA)?

Every year, the IRS will determine the maximum election amount.

2025 HSA Contribution Limits

For 2025, employees with a Health Saving Account (HSA) may elect to contribute up to an annual maximum of:

  • $4,300 for self-only coverage 
  • $8,550 for family coverage

2024 HSA Contribution Limits

For 2024, employees with a Health Saving Account (HSA) may elect to contribute up to an annual maximum of:

  • $4,150 for self-only coverage 
  • $8,300 for family coverage

Keep in mind that HSA funds roll over from year to year if you don't spend them. Additionally, an HSA may earn interest or other earnings, which are not taxable.

Questions? We are happy to help! Please reach out to Benepass Support for any assistance.

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