Any white Benepass Visa card can be used for eligible purchases, whether it be HCFSA or perk spending! Both physical and virtual versions of your white Benepass card can be used interchangeably for all HCFSA transactions.
Benepass uses an algorithm to determine which benefit your transaction falls under. Our system approves card authorizations in real-time by analyzing information that comes from Visa.
In this case, we evaluate information about the merchant and determine if your HCFSA: 1. allows that merchant and 2. has sufficient balance to cover the amount of the authorization.
When you have more than one benefit, our system separates your spending into specific categories using the same process.
Questions? We are happy to help! Please reach out to Benepass Support for any assistance.