Declined Transactions

Declined: Insufficient Funds

Have a purchase that was declined due to insufficient funds? Here's why!


Our partners - in other words, your employer - maintain a bank account that funds your card. Occasionally, and usually for a short time, their balance is low while in the process of being funded, which causes your card to decline.

What can you do now?

  • If this happens, let us know right away including the situation, the transaction and date. You can contact us by clicking "Submit a request" in the top right corner of this page.
  • Our team will then work with your HR and finance teams to get the account funded again.
  • Once we talk to your employer, we will be able to provide you with a timeline. 

Please note that this is different than a purchase that was declined due to an insufficient balance! For details on that, check out the article here.

Questions? We are happy to help! Please reach out to Benepass Support for any assistance.

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