What happens if my spouse also has a Dependent Care Flexible Spending Account (DCFSA)?

Both you and your spouse are welcome to take advantage of DCFSA benefits, but as per IRS rules, there are limitations.

For 2025, employees with a Dependent Care FSA (DCFSA) may elect to contribute up to an annual maximum of:

$2,500.00 per year if you are married and file a separate tax return
$5,000.00 per year if you are married and file a joint tax return or if you file as single or head of household

If both you and your spouse contribute equally, the maximum you could each contribute is $2,500.

If you share custody of a dependent with someone else, then you may each claim $2,500 toward dependent care.

0 out of 0 found this helpful

Have more questions? Submit a request

Flexible Spending Accounts (FSA)