What is a Dependent Care FSA?
A Dependent Care Flexible Spending Account (DCFSA) is an employer-sponsored benefit that allows you to set aside pre-tax money from your paycheck to pay for eligible dependent care expenses. These expenses must be necessary, so you (and your spouse, if applicable) can work, look for work, or attend school full-time.
What can I use my Dependent Care FSA on?
DCFSA funds can be used for eligible dependent care services, including:
Daycare and preschool
Before- and after-school care
Summer day camps (not overnight camps)
In-home care (such as a nanny or babysitter)
Adult daycare for a qualifying dependent
All services must be primarily for the care of a qualifying individual so you can work, look for work, or attend school full-time.
What is required on a Dependent Care FSA receipt?
To be eligible for reimbursement, your DCFSA receipt or documentation must include the following:
Provider Information
Name of the care provider (merchant)
Dependent Information
Name of the dependent receiving care
Dates of Service
Specific dates care was provided (or service period)
Description of Service
Type of care provided (e.g., daycare, after-school care, day camp)
Must demonstrate the service is primarily for the care of a qualifying individual so you (and your spouse, if applicable) can work or look for work
Amount Paid
Total cost of the service
What if my receipt is missing these requirements?
If your provider does not issue a receipt with all required details, you can still submit a claim using a Dependent Care FSA Claim Attestation Form (attached below).
This form allows you to provide the necessary information to properly substantiate your expense.
Before you submit a Dependent Care FSA reimbursement/upload a receipt, keep these IRS rules in mind:
Services must be completed first
You can only request reimbursement after care has been provided.
Your dependent must qualify
For children, this typically means under age 13.
Expenses must be work-related
Care must enable you (and your spouse, if applicable) to work, look for work, or attend school full-time.